Leading Public Adjusters One, Inc. FAQs Public Adjuster in the Florida Keys, Miami, Palmetto Bay, Pinecrest, Key Biscayne, Coral Gables, FL, and the Surrounding Areas

You have questions…we have answers!

The more you know, the more comfortable you’ll be throughout the insurance claims process. That’s why Leading Public Adjusters One has put together this Frequently Asked Questions page. If a particular question isn’t addressed here, please reach out and contact us. We look forward to helping you!

What is a Public Adjuster?

Unlike an insurance adjuster working for an insurance company, a public adjuster is an insurance claims adjuster that advocates on behalf of the policyholder throughout the claim process, including appraising and negotiating. The public adjuster is the only type of claims adjuster that can legally represent the rights of an insured throughout the claims process.

Will my settlement be larger if I hire a Public Adjuster?

While every situation is different, history shows that individuals who use a public adjuster almost always receive a higher insurance company settlement. Your claim is represented by a seasoned professional who submits a detailed, complete, and carefully-prepared claim. This type of professional preparation generally results in a higher settlement. We meticulously review the evidence, inspect the site of the loss, and document all damage.

If the insurance company closes my claim, do I have any recourse?

Florida law allows you to file a supplemental claim up to 5 years after the date of loss. If you believe you were wronged in the initial claim, call Leading Public Adjusters One.

What’s the difference between your adjusters and an insurance company adjuster?

The adjusters at Leading Public Adjusters One are public adjusters. An insurance company adjuster or independent claim adjuster is employed by the insurance company and cannot protect the interests of their employer and you at the same time. A public adjuster is a professional adjuster that works for your best interest. Leading Public Adjusters One offers the services of professional public adjusters.

Who governs public adjusters?

The Florida Department of Financial Services is responsible for the licensing and certification of public adjusters, hired to work exclusively for policyholders.

Who uses the services of a public adjuster?

Public adjusters are hired by individuals and all types of businesses and professionals, including attorneys, banks, accountants, business owners, and even insurance agents and adjusters for their own losses. Once a person has experienced the benefits of our services, they will rarely attempt to settle a claim without our help.

When should I contact Leading Public Adjusters One Inc?

Leading Public Adjusters One should be your FIRST call after suffering a loss so we can correctly initiate, manage, and execute the claim process. Contact our insurance claim adjusters today to learn more.

How do you prepare a claim?

Our public adjusters are highly skilled in the art of negotiation. They employ the services of appraisers, engineers, accountants, and additional professionals. Leading Public Adjusters One carefully examines all evidence, keeping written records and other documentation to maximize your settlement.

How much do you charge?

Our fees are regulated by the Florida Department of Financial Services and amount to a small percentage of the amount recovered from the insurance carrier.

If my claim is denied, can I still get help?

Leading Public Adjusters One can reopen your case and negotiate with your insurance company. In many cases, we have obtained payment for a loss after it was initially denied by an insurance company.

Can my insurance company cancel my policy if I hire you?

This would be considered a violation of existing laws and ethics that regulate the insurance industry. An insurance company cannot terminate your policy if you hire a public adjuster.

For the best Public Adjuster Services in Florida, call LPA1 today!

We look forward to helping you get the settlement you deserve.

CALL: 786-615-2224


LPA1 will visit your residence or business property to provide a free inspection. Speak to one of our expert adjusters to start your insurance claim. Available to you 24/7.

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